Frequently Asked Questions
What is Splitmo?
Splitmo is a product of 4Gives lending. It is an alternative payments system that allows you to offer card-installment payments to all of your customers without the need to apply to different banks.
What benefits are there for businesses like ours?
It will help you increase your sales volume by offering a credit card installment option. On average, +40% average order value and 30% less cart abandonment.
Is it beneficial for me now or in the future?
Overtime, it will boost your sales by enabling you to provide installment options for higher-priced items, accepting nearly all major credit cards (Visa, Mastercard and JCB for Philippine issued cards. With the addition of AMEX for internationally issued cards)
Does it apply to all cardholders?
Cardholders in the Philippines using Visa, Mastercard, and JCB, with the addition of AMEX for internationally issued cards
What are the fees?
Fees differ from the service you want. Let’s discuss further. Email us at sales@4gives.com
Is it a seamless experience?
It’s a seamless experience with no need for new applications or software. It functions just like a standard online checkout process AND it’s free to integrate!
Is it available to all bank issuers?
Splitmo is not bank specific. You’ll be able to receive payments from any banks nationwide so long as the cards are Visa, Mastercard, or JCB.
Furthermore, you’ll be able to receive intenational card payments for Visa, Mastercard, JCB and AMEX.
What is the difference between straight payment and Splitmo?
That’s the beauty of Splitmo, you don’t have to choose!
Splitmo can process both straight card transactions as well as installments, for both locally and internationally issued cards. Just be sure that your customers will use cards with the Visa, Mastercard and JCB logos for Philippine issued cards. For internationally issued cards, your customers can use them all, with the addition of AMEX.
How are refunds processed?
You’ll have full control of your refunds! 4Gives won’t issue any refunds without your approval!
Can’t find the answers you’re looking for?
If you can’t find what you’re looking for, please don’t hesitate to send us a message, and we’ll do our best to get back to you as soon as possible! Explore our resources and let us know how we can assist you further.